Gelombang keraguan terkait penemuan bangkai kapal Dmitrii Donskoi berisi emas senilai 150 trilliun won (Rp1.916 triliun, kurs Rp12,78 per won) di laut Korea menghempas Shinil Group. Berita sensasional itu diduga hanya untuk mendongkrak harga saham Shinil seperti yang dilakukan Dong-Ah Construction.
Shinil mengaku menemukan emas batang dan koin seberat 200 metrik ton di dalam bangkai kapal seberat 6.200 ton itu. Nilai saham sejumlah perusahaan yang ada kaitannya dengan penemuan itu langsung meroket. Layanan Supervisor Keuangan Korea pun mencoba meredam kondisi pasar saham yang overheated.
“Sejauh ini, semuanya tidak dapat dikonfirmasi,” tegas Layanan Supervisor Keuangan Korea, dikutip koreatimes.co.kr. Beberapa pihak langsung menentang dan menyatakan kapal itu bukan Dmitrii Donskoi, bangkai itu tidak menimbun emas, dan menuduh tujuan sebenarnya berita itu untuk menjual produk cryptocurrency.
Top 10 most costly areas for ACA health insurance plans
Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ).
Let Insurance. com assist you find affordable health insurance now.
Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month.
Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges.
Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News :
$483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462.
$461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties).
$456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties).
$445 — Western Wisconsin (Pierce, Polk and St. Croix counties).
$423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties).
$405 — Most of Wyoming, but excluding Natrona and Laramie counties.
$399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447.
$395 — All of Vermont.
$383 — Southwest Connecticut (Fairfield County).
$381 — All of Alaska.
The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients.
” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report.
Health insurance options beyond the health insurance exchanges
The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016.
Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges.
You are able to shop for insurance with the government-run exchange with your state, but additional options :
• Can you get it at work?
Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines.
• Does an employer’s plan cover spouses or dependents?
Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer.
Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married.
• Do you qualify for a government health insurance plan?
The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program.
Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year.
Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program.
• Go directly to a health insurer
Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance.
You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.
Shinil didirikan pada 1 Juni dengan aset 100 juta won. Mereka ingin membeli saham perusahaan lokal, Jeil Steel. Atas berita itu, harga saham Jeil Steel naik sekitar 30% di KOSDAQ, Selasa (17/7). Saham Jeil Steel pun terus merangkak naik. Setelah Jeil Steel melakukan klarifikasi tidak melakukan bisnis harta karun, sahamnya kembali jatuh 20%.
“Para investor harus hati-hati karena semuanya belum pasti. Sekalipun Shinil mendapatkan izin untuk mengangkatnya, mereka belum tentu dapat memiliki aset di dalamnya,” ujar pejabat Korea, dilansir startribune.com. “Dong-Ah pernah seperti itu. Tapi mereka gagal dan bangkrut sehingga merugikan investor,” tambahnya.
Namun, perusahaan yang berkantor pusat di Seoul itu mempertahankan klaimnya. Shinil menyatakan akan menguak sesuatu yang akan mengejutkan seluruh dunia selama konferensi pers pada 25 atau 26 Juli mendatang. Jadwal dan tempat pertemuan tersebut akan diumumkan di situsweb http://donskoi.kr/ main/main.php.
Dmitrii Donskoi merupakan kapal perang Rusia yang tenggelam selama Perang Russia-Jepang (1904-1905). Ekspedisi bawah laut dilakukan Dong-Ah pada 2003. Namun, mereka gagal mengangkat bangkai itu karena ditentang investor yang menganggap pekerjaan itu tidak ada nilainya. Ekspedisi itu kadaluarsa pada 2014 lalu.
Sergei Klimovsky yang saat itu menjabat sebagai kepala riset di Central Naval Museum St Petersburg Rusia membantah kapal tersebut menimbun emas. “Tidak ada arsip atau bukti ilmiah yang mendukung bahwa di sana terdapat emas. Bangsa Korea hanya akan menghamburkan uang,” kata Klimovsky kepada bloomberg.com.
Shinil menyatakan, menemukan kotak mirip harta karun setelah melakukan inspeksi dengan dua kapal selam berawak. Namun, mereka belum membukanya. Kementerian Laut dan Perikanan Korea menyatakan Shinil dapat mengkat kapal dan mengambil emas itu setelah melakukan deposit sebesar 10% dari total estimasi nilainya.
Shinil menyatakan Rusia dapat mengambil alih kepemilikan bangkai itu jika kapal itu tenggelam akibat torpedo atau faktor eksternal. Sejarah mengisahkan para awak Dmitrii Donskoi meledakannya untuk menghindari penyerahan memalukan kepada Jepang. Jadi, penemu bangkai itu dapat memilikinya tanpa syarat apapun.
Fakta bahwa kapal itu ditinggalkan selama 100 tahun lebih merupakan faktor lain yang memperkuat kepemilikan Shinil terhadap Dmitrii Donskoi. Di bawah aturan hukum Korea, jika material berharga ditemukan, pihak perusahaan berhak mengambil bagian sebesar 80% setelah menyetor sebesar 20% kepada pemerintah.
Shinil menyatakan akan membereskan semua permasalahan administratif pada akhir bulan ini dan memulai proses pengangkatan antara September-Oktober. Shinil akan menyerahkan 50% emas itu kepada Rusia, sedangkan 10% kepada lembaga pariwisata Pulau Ulleung. Namun, jika ada, siapakah pemilik emas itu?
Para ahli mengatakan Rusia tidak mungkin menyimpan emas sebanyak itu di dalam satu kapal. Faktanya, tidak ada dek kapal yang dapat memuat 200 ton emas mengingat Dmitrii Donskoi mengangkut 12 artileri, 500 tentara, dan 1.600 ton batu bara. Sebagai perbandingan emas sebanyak 200 ton itu sama dengan dua kali lipat simpanan emas di Bank Korea.
Shinil juga mengklaim sebagai kelompok pertama yang menemukan Dmitrii Donskoi. Namun, para ahli mengatakan Institut Ilmu dan Teknologi Laut Korea (KOIST) telah menemukannya sejak 2003. Mereka tidak tertarik sedikit pun karena kapal itu tidak bernilai. KOIST mengatakan kapal itu sama dengan yang ditemukan Shinil.
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