Jika Terima Pesan WhatsApp Seperti Ini, Jangan Klik, Hati-hati Itu Modus Pencurian Data

Beredar pesan berantai via WhatsApp untuk memperoleh kuota internet gratis selama 60 hari. Pesan itu tersebar melalui chat pribadi maupun grup.

"Koneksi Internet Gratis 20 GB. Dapatkan 20 GB internet gratis selama 60 hari untuk setiap operator seluler", demikian bunyi pesan tersebut.

Pada bagian bawah pesan, tertera sebuah tautan yang jika diklik akan membawa Anda pada halaman tertentu yang tampilannya tampak meyakinkan.

Pada halaman itu tertera tulisan, "koneksi internet gratis 20 GB selama 60 hari".

Kemudian di bagian bawah, Anda akan diwajibkan mengisi sebuah kuesioner demi mendapat kuota gratis untuk seluruh operator tersebut.

Apakah itu hoaks atau fakta?

Jawabannya tentu saja hoaks.

Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Itu merupakan satu di antara trik penipuan berkedok kuota gratis untuk mencuri data pengguna.

Apabila kuesioner tersebut disi, bisa menjadi pintu pencurian data.

Data pengguna seperti nomor ponsel, alamat e-mail, bahkan hingga izin untuk terhubung ke media sosial, bisa dicuri peretas kemudian disalahgunakan.

Melihat itu, operator seluler mengimbau agar pelanggan selalu waspada jika ada pesan berantai yang berisi promosi tertentu.

Bantahan Telkomsel

General Manager External Communcations Telkomsel, Denny Abidin, mengatakan dalam menyampaikan segala promosi yang berhubungan dengan produk dan layanan, operator seluler selalu menggunakan kanal resmi perusahaan.

"Dalam menyampaikan informasi untuk pelanggan, baik mengenai program, layanan, produk, ataupun promosi berhadiah, Telkomsel selalu menggunakan kanal resmi perusahaan seperti situs www.telkomsel.com, aplikasi myTelkomsel, dan aplikasi TCASH Wallet," ungkap Denny kepada KompasTekno melalui pesan singkat, Senin (30/7/2018).

Dia mengimbau pelanggan berhati-hati atas modus phising yang menawarkan promosi dari kanal-kanal yang tidak resmi.

"Telkomsel mengimbau kepada pelanggan untuk selalu waspada untuk semua promosi yang berhubungan dengan produk dan layanan Telkomsel," lanjutnya.

Modus itu sejatinya merupakan trik lawas yang digunakan peretas untuk mengelabui pengguna.

Modus ini biasanya mengincar pelanggan dari perusahaan besar atau mengatasnamakan perusahaan besar untuk menarik minat pengguna agar tertipu dengan trik ini.

Kemudian, lewat halaman yang meyakinkan, pengguna akan dimintai untuk mengisi segala data yang dapat disalahgunakan.

Imbauan XL Axiata

Head of External Communications XL Axiata, Henry Wijayanto, pun mengatakan hal serupa.

Dia mengimbau pelanggan jika mendapat pesan tersebut untuk mengabaikannya. Itu agar tak terjebak jebakan phising.

"Xl Axiata tidak ada penawaran gratis atau keterkaitan tertentu dengan link tersebut. Jadi kami menghimbau untuk diabaikan saja," ungkap Henry kepada KompasTekno lewat pesan singkat.

Dia pun mengatakan semua promo terkait program dan penawaran hanya akan diinformasikan lewat halaman resmi XL Axiata.

"Kalau ada program penawaran, kami tentu akan menginformasikannya melalui situs resmi perusahaan," lanjutnya.

Trik penipuan dengan modus phising ini sejatinya dapat dihentikan dengan tidak menyebarluaskan link atau tautan kepada pengguna lain.

Jadi jika Anda mendapat pesan berantai semacam ini, kroscek terlebih dahulu apakah isi pesan tersebut benar adanya atau tidak.

Kemudian jika dalam pesan tersebut terdapat link yang mencurigakan, maka sebaiknya Anda tidak mengklik dan menyebarluaskannya agar tak ada lebih banyak korban.


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