
Dunia sepakbola baru saja berduka lantaran salah satu bek tangguh asal Italia meninggal dunia. Adalah Kapten Fiorentina, Davide Astori, yang mengembuskan napas terakhirnya di usia yang ke-31 tahun. Astori meninggal dalam tidurnya di sebuah hotel ketika timnya tengah melakukan perjalanan untuk bertandang ke markas Udinese.
Top 10 most costly areas for ACA health insurance plans
Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ).
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Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month.
Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges.
Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News :
$483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462.
$461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties).
$456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties).
$445 — Western Wisconsin (Pierce, Polk and St. Croix counties).
$423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties).
$405 — Most of Wyoming, but excluding Natrona and Laramie counties.
$399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447.
$395 — All of Vermont.
$383 — Southwest Connecticut (Fairfield County).
$381 — All of Alaska.
The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients.
” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report.
Health insurance options beyond the health insurance exchanges
The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016.
Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges.
You are able to shop for insurance with the government-run exchange with your state, but additional options :
• Can you get it at work?
Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines.
• Does an employer’s plan cover spouses or dependents?
Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer.
Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married.
• Do you qualify for a government health insurance plan?
The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program.
Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year.
Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program.
• Go directly to a health insurer
Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance.
You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.
Harus diakui bahwa Astori memang bukan pemain besar seperti kebanyakan bek asal Italia lainnya, semisal Alessandro Nesta, Marco Materazzi, atau bahkan Fabio Cannavaro. Namun, tak bisa pula dimungkiri kalau Astori merupakan salah satu bek tengah yang memiliki potensi besar, meski pada akhirnya harus tersingkir. Astori lahir di San Giovanni Bianco, Bergamo, pada 7 Januari 1987. Ia memulai karier sepakbolanya dengan bergabung bersama Tim Junior Pontisola. Berkat penampilan apiknya di klub tersebut, ia pun direkrut oleh akademi AC Milan pada 2001.
Bek bertubuh jangkung itu menuntut ilmu di akademi sepakbola Milan hingga 2005, sebelum pada akhirnya Astori dipanggil untuk bergabung ke tim utama. Namun sayang, selama satu musim di tim utama, Astori kalah bersaing dengan para pemain Milan, hingga akhirnya klub berjuluk Rossoneri itu pun meminjamkan dirinya ke AS Pizzighettone (2006-2007) dan Cremonese (2007-2008).
Pada 2008, Astori pun dijual Milan dan bergabung bersama Cagliari. Bersama Cagliari, Astori semakin mematangkan diri dan menemukan performa terbaiknya. Astori berseragam Cagliari selama enam musim (2008-2014) dan mencatatkan 174 penampilan di liga.
Performa bagus Astori bersama Cagliari, membuat dirinya dipanggil untuk membela Timnas Italia pada 2010. Kala itu Timnas Italia ditangani oleh Cesare Prandelli. Meski bergabung dengan Timnas Italia sejak 2010, namun Astori baru melakukan debutnya pada 2011. Selain itu, Astori juga merupakan bagian dari skuad Timnas Italia untuk Piala Konfederasi 2013.
Penampilan Astori yang semakin menanjak juga membuat AS Roma tertarik memboyongnya pada 2014. Namun sayang, bersama kubu Serigala Ibu Kota, Astori kehilangan sentuhan terbaiknya. Alhasil, ia pun dipulangkan kembali ke Cagliari sebelum akhirnya berlabuh ke Fiorentina pada 2015.
Kini, Astori telah pergi untuk selamanya. Namun begitu, kenangan yang diberikannya kepada klub-klub yang pernah dibelanya dan sepakbola Italia tak akan pernah terlupa. Di usia mudanya, Astori bahkan sempat digadang-gadang untuk menjadi penerus Nesta. Namun sayang, dirinya tak mendapatkan tempat di klub besar untuk bisa membuktikan kualitasnya lantaran kalah dari nama-nama yang memang sudah besar. Selamat jalan Il Capitano.
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Bek bertubuh jangkung itu menuntut ilmu di akademi sepakbola Milan hingga 2005, sebelum pada akhirnya Astori dipanggil untuk bergabung ke tim utama. Namun sayang, selama satu musim di tim utama, Astori kalah bersaing dengan para pemain Milan, hingga akhirnya klub berjuluk Rossoneri itu pun meminjamkan dirinya ke AS Pizzighettone (2006-2007) dan Cremonese (2007-2008).
Pada 2008, Astori pun dijual Milan dan bergabung bersama Cagliari. Bersama Cagliari, Astori semakin mematangkan diri dan menemukan performa terbaiknya. Astori berseragam Cagliari selama enam musim (2008-2014) dan mencatatkan 174 penampilan di liga.
Performa bagus Astori bersama Cagliari, membuat dirinya dipanggil untuk membela Timnas Italia pada 2010. Kala itu Timnas Italia ditangani oleh Cesare Prandelli. Meski bergabung dengan Timnas Italia sejak 2010, namun Astori baru melakukan debutnya pada 2011. Selain itu, Astori juga merupakan bagian dari skuad Timnas Italia untuk Piala Konfederasi 2013.
Penampilan Astori yang semakin menanjak juga membuat AS Roma tertarik memboyongnya pada 2014. Namun sayang, bersama kubu Serigala Ibu Kota, Astori kehilangan sentuhan terbaiknya. Alhasil, ia pun dipulangkan kembali ke Cagliari sebelum akhirnya berlabuh ke Fiorentina pada 2015.
Kini, Astori telah pergi untuk selamanya. Namun begitu, kenangan yang diberikannya kepada klub-klub yang pernah dibelanya dan sepakbola Italia tak akan pernah terlupa. Di usia mudanya, Astori bahkan sempat digadang-gadang untuk menjadi penerus Nesta. Namun sayang, dirinya tak mendapatkan tempat di klub besar untuk bisa membuktikan kualitasnya lantaran kalah dari nama-nama yang memang sudah besar. Selamat jalan Il Capitano.
Baca Sumber
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