Top 10 most costly areas for ACA health insurance plans
Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ).
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Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month.
Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges.
Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News :
$483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462.
$461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties).
$456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties).
$445 — Western Wisconsin (Pierce, Polk and St. Croix counties).
$423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties).
$405 — Most of Wyoming, but excluding Natrona and Laramie counties.
$399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447.
$395 — All of Vermont.
$383 — Southwest Connecticut (Fairfield County).
$381 — All of Alaska.
The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients.
” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report.
Health insurance options beyond the health insurance exchanges
The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016.
Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges.
You are able to shop for insurance with the government-run exchange with your state, but additional options :
• Can you get it at work?
Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines.
• Does an employer’s plan cover spouses or dependents?
Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer.
Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married.
• Do you qualify for a government health insurance plan?
The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program.
Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year.
Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program.
• Go directly to a health insurer
Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance.
You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.
Kabar hoaks mengenai meninggalnya Ustaz Arifin Ilham dibuktikan langsung oleh Ustaz Yusuf Mansur.
Setelah mendengar kabar tersebut, dan mengklarifikasi bahwa berita itu tidak benar, Ustaz Yusuf Mansur langsung datang ke rumah sakit untuk mendoakan langsung.
Setiba di sana, ia pun langsung mengabarkan di akun Instagramnya soal kondisi terkini Ustaz Arifin Ilham.
Ia mengaku menangis melihat kondisi Ustaz Arifin Ilham, tangisnya itu bukan karena kondisi yang memburuk, melainkan terharu.
Ustaz Yusuf Mansur terharu karena Ustaz Arifin Ilham masih diberi umur panjang dan masih bisa merespon kedatangannya.
Di videonya, ia bersama seorang pria menjelaskan kondisi terkini Ustaz Arifin Ilham.
"Assalamualaikum wr wb ini kita lagi ada di tempatnya Ustaz Arifin Ilham, mau ngasih tahu bahwa berita Ustaz Arifin Ilham meninggal adalah hoaks, kami berdua barusan baru masuk, bagaimana ustaz Yusuf Mansur bisa dikabarkan," kata seorang pria di sampingnya.
Ustaz Arifin Ilham dirawat (Instagram)
Ustaz Yusuf Mansur kemudian menjelaskan kondisi terbaru Ustaz Arifin Ilham saat ia masuk dan mendoakannya di dalam.
Ia terharu melihat Ustaz Arifin Ilham tertidur, lalu bangun dan mengelus-elus wajahnya.
"Tadi saya terharu ya, seneng gitu, ngeliat beliau masih panjang umur, dan merespon sangat baik sekali.
Muka juga udah seger, beliau menggenggam tangan saya kuat, Insya Allah ada peluang buat sehat.
Memang tadi pas saya mendoakan, tidur beliau, ngorok.
Hebatnya pas saya selesai dzikir, baca doa, saya pamit, bangun, pegang tangan saya kenceng banget, ngelus-ngelus pipi saya.
Masya Allah , minta doanya semua mudah-mudahan panjang umurnya," ujarnya.
Ia juga menjelaskan hal serupa di caption foto.
Tak hanya itu, Ustaz Yusuf Mansur juga menuliskan bahwa ia menangis dengan tiga alasan untuk Ustaz Arifin Ilham.
Yang pertama yakni senang karena Ustaz Arifin Ilham masih panjang umur, kedua wajahnya ikhlas dan cerah, kemudian yang ketiga yakni sangat banyak orang yang mendoakan.
"Saya nangis tadi. Yaa Allah. Jagalah ustadz2 kami. Ulama2 kami. .
.
Nangis pertama. Beliau ga wafat. Ga meninggal. Msh sangat banyak harapan. Sediiihhh jika ada berita ulama wafat. Nyetak sekelas Ustadz Muhmmad Arifin Ilham, lama sekali perjalanan waktunya. .
.
Nangis kedua. Beliau wajahnya ikhlas, terang, cerah. Senyum. Saya pegang tangan beliau. Dan beliau pegang saya. Kenceng sekali. Kuat. Saya bacain doa, shalawat, sepotong ayat. Beliau tertidur. Sampe maaf, ngorok. Hebatnya, saya pamit, beliau bangun. Dan tambah kuat megang saya.
.
Nangis ke-3, yg dtg dan mendoakan, banyak banget. Tanda yg cinta, luar biasa. .
.
Semoga Allah sembuhkan, sehatkan, segerkan, beliau, dan semua yg bersamanya.
.
Bismillaah walhamdulillaah," tulisnya.
Anak Jawab Hoaks Ustaz Arifin Ilham Meninggal
Kabar mengenai kondisi kesehatan Ustaz Arifin Ilham tampaknya jadi sorotan publik saat ini.
Dikabarkan, Ustaz Arifin Ilham kembali masuk rumah sakit setelah beberapa waktu lalu sembuh dari sakit kankernya.
Hal itu sontak membuat publik dan para penggemarnya terkejut dan khawatir akan kesehatannya.
Bahkan, beredar di media sosial Twitter dan Facebook bahwa Ustaz Arifin Ilham sudah tutup usia.
Bunyi kabar tersebut yang beredar di media sosial yakni pada Selasa, 8 Januari 2019 yakni :
"Innalilahi Wa Innailaihi Roji'un...
telah meninggal dunia ustad Arifin Ilham baru saja," tulis seorang netizen.
Anak Ustaz Arifin Ilham jawab hoaks ayahnya meninggal dunia (Insta Story/@ameer_azzikra)
Kabar yang beredar itu kemudian diposting di Insta Story putra kedua Ustaz Arifin Ilham, Muhammad Amer Adzikro.
Ia menambahkan kata hoax pada postingan tersebut, yang menandakan kalau kabar itu tidaklah benar.
Tak hanya itu, pada postingan selanjutnya, Muhammad Amer Adzikro juga mengabarkan kondisi terkini sang ayah.
Ia juga meminta kepada netizen untuk tidak memberitakan kabar yang belum tentu kebenarannya.
"Mohon untuk netizen jangan menyebarkan berita2 hoax
Alhamdulillah Abi Arifin semakin hari semakin baik minta doanya aja ya buat Abi..," tulisnya.
Postingan Ameer Azzikra (Insta Story/@ameer_azzikra)
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